Sell a Mobile Home in Florida (2026): Titles, Parks, Land & Cash Offers

Selling a mobile home in Florida isn’t like selling a regular house. The title may be with the DMV instead of the county. Many lenders won’t finance older homes. Insurance can be hard to get. And if the home is in a park, the park has a say in who buys it. This page explains how it all works, what your options are, and how we help Florida mobile home owners sell.

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Written by Charles M. Contreras, founder of Reliable Home Buyers, Florida real estate license SL3330937. Reliable Home Buyers has made the Inc. 5000 list two years in a row. Updated November 2026.

Short answer: Yes, you can sell a mobile home in Florida for cash, with or without the land. The two things that matter most are how the home is titled and whether you own the land under it. A cash buyer can close without a lender, an appraisal, or a new insurance policy, which is where most mobile home sales fall apart. We buy mobile homes when the land is part of the sale.

Key takeaways

A Florida mobile home is titled through the state like a vehicle, unless the owner has retired the title and made the home part of the land.
You can only retire a mobile home title if the same person owns the home and the land, and the home is permanently attached.
Homes built before June 15, 1976, when federal HUD standards began, are very hard to finance.
Homes built before 1994’s tougher wind standards are often harder and more expensive to insure.
In a park, the park can screen the buyer, but it can’t stop you from selling or force the home to move just because it sold.
We buy mobile homes sold with their land, pay cash, help sort out title problems, and cover the closing costs.

On this page: How we help · Land or park? · Mobile home titles · Why they’re hard to sell · Selling in a park · Your options · Common situations · Our process · Real examples · FAQ

How We Help Florida Mobile Home Owners Sell

We’re not attorneys or title agents. We’re Florida home buyers who buy mobile and manufactured homes every month. Here’s what we actually do.

We buy the home and the land together. Single-wide, double-wide, or triple-wide, on your own lot or acreage. We don’t buy homes on rented park lots, but the park rules below can help you sell one yourself.
We help fix title problems. Lost title, a title still in a past owner’s name, an owner who passed away, or a home and land in different names. We work with mobile home title specialists and the title company to sort it out.
No lender or appraisal needed. We pay cash, so the home’s age, foundation, or loan rules don’t stop the sale.
No insurance hurdle. If your home is hard to insure, that doesn’t stop a cash sale to us.
We price in the repairs. Soft floors, roof leaks, old skirting, or a home that needs to be replaced. It’s all part of our offer.
We cover the closing costs. There are no fees and no commissions. The price we agree on is what you get, minus any loans or liens you owe.
We’ll be honest. If your home is newer and in great shape, a retail sale might pay more. We’ll tell you.

Do You Own the Land, or Is It in a Park?

This is the first question in any Florida mobile home sale, because it changes almost everything.

	Home on your own land	Home in a park (rented lot)
What you’re selling	The home and the land, usually together.	The home only. The buyer rents the lot from the park.
How it’s titled	Either a DMV title or, if retired, part of the real estate deed.	A DMV title, like a vehicle.
Taxes	Usually real property taxes with the land.	Usually a yearly mobile home decal from the county tax collector.
Who approves the buyer	No one but you.	The park can screen the buyer under its rules.
Buyer financing	Possible if the home is newer, on a permanent foundation, and titled with the land.	Harder. Fewer lenders, higher rates.

Older single-wide mobile home with a carport on its own lot in Florida

Florida Mobile Home Titles, Explained

Title trouble is the number one reason Florida mobile home sales get stuck. Here’s how it works.

DMV title. Most Florida mobile homes are titled through the Florida Department of Highway Safety and Motor Vehicles, much like a car. That title has to be signed over when you sell.
Retired title (real property). Under Florida Statute 319.261, if the same person owns the home and the land, and the home is permanently attached, the owner can retire the title. The home then becomes part of the real estate and gets an “RP” decal.
Retiring requires paperwork. The title, any lien release, the land’s legal description, and a sworn statement get recorded with the county clerk, along with a state form.
Common problems. A lost title, a title still in a former owner’s or relative’s name, an owner who passed away, a lien that was paid but never released, or a home and land owned by different people.

Most of these can be fixed. It just takes the right paperwork, and sometimes a death certificate or probate. That’s work we help with, so you don’t have to figure it out alone.

Why Mobile Homes Are Harder to Sell in Florida

Financing. Many mortgage programs won’t lend on homes built before June 15, 1976, when HUD’s federal construction standards began. Many also require a permanent foundation and a home titled with the land.
Insurance. After Hurricane Andrew, HUD toughened wind standards for manufactured homes in 1994. Older homes are often harder and more expensive to insure, and many buyers need insurance to get a loan.
Condition. Soft floors, roof leaks, rusted frames, and old plumbing are common in older homes. Some buyers walk away after the inspection.
Fewer buyers. With fewer loans available, much of the market is cash buyers, and they know it.

Florida mobile home kitchen with soft, water-damaged floors

Selling a Mobile Home in a Florida Park

We only buy mobile homes sold together with their land. If your home sits on a rented lot, Florida’s Mobile Home Act, Chapter 723, still protects your right to sell it yourself or through the park.

The park can’t stop the sale. Under Florida Statute 723.058, a park can’t ban you from selling, ban “for sale” signs, or make you move the home out just because it sold.
You don’t have to sell through the park. The park can’t require you to sign a resale agreement or take a commission unless you hired it in writing.
The park can screen the buyer. Under Florida Statute 723.059, the buyer must meet the park’s rules, but approval can’t be unreasonably withheld. If the park hasn’t approved the buyer five days before closing, the buyer can cancel.
Lot rent can change. The buyer may take over your lease, but the park can raise the rent when it ends, as long as it’s disclosed.

Your Options for Selling a Mobile Home

Option	Good fit if…	Trade-offs
List with an agent	The home is newer, titled with the land, and in good shape.	Commissions, showings, and buyers who may not get a loan or insurance.
Sell it yourself	You have time and a buyer in mind.	You handle the title, the paperwork, and buyers who back out.
Sell through the park	Your home is in a park and you want help finding a buyer.	Optional by law. It can come with a commission and a slow timeline.
Sell to a dealer	You want to trade in toward a new home.	Dealers usually want newer homes and often pay low trade-in prices.
Sell to us for cash	You own the land and want a sure closing, as-is, without dealing with lenders or title headaches alone.	Our offer reflects the home’s age and repairs, so a retail sale of a newer home may pay more. We’ll show you how we got our number.

Trusted resources

Common Situations We Help With

You inherited a mobile home. The title is still in a parent’s name, and you’re not sure where to start. See our guide to selling an inherited house in Florida.
The title is lost or wrong. The title is missing, never transferred, or doesn’t match the land owner.
The home is old or needs work. Soft floors, leaks, or a home that’s past fixing. See our guide to selling a house that needs major repairs.
A buyer couldn’t get a loan. The home’s age, foundation, or title stopped their lender.
You can’t get insurance. Your insurer dropped you or wants more than you can pay.
It’s a rental. You’re tired of managing it. See our guide to selling a rental property in Florida.
You’re behind on payments or taxes. Read our Florida foreclosure guide.

How Selling Your Mobile Home to Us Works

Tell us about the home. Share the address, the year, single or double-wide, the land it sits on, and whatever you know about the title. Fill out the form or call us.
Get a fair cash offer. We look at the home once, check the title, and give you a written, no-obligation offer.
Close on your timeline. We close at a title company that handles mobile homes. We cover the closing costs and help clear any title issues first.

Real Florida Mobile Homes We’ve Bought

8*** Tolles Dr, North Fort Myers. A double-wide with a garage that a realtor told the owner would need to be condemned. Signed contract April 8, 2025, closed May 1, 2025, just 23 days later.
5*** E 10th St, Panama City. A newer mobile home that just needed new carpet. Signed contract March 12, 2025, closed April 11, 2025, 30 days later.

In October 2026 alone, we signed contracts on five Florida mobile home properties, from Hampton to Punta Gorda.

Frequently Asked Questions About Selling a Mobile Home in Florida

Can I sell my mobile home in Florida without the land?

Yes. If your home is on a rented lot in a park, you sell the home and the buyer rents the lot. The park can screen the buyer under its rules, but it can’t stop you from selling. We only buy mobile homes sold together with their land.

What if I can’t find my mobile home title?

You can usually get a duplicate title through the Florida Department of Highway Safety and Motor Vehicles or your county tax collector. If the title is in someone else’s name, more paperwork is needed. We help sellers sort this out.

Can I sell a mobile home if the owner on the title passed away?

Yes, but you’ll need paperwork showing who has the right to sell, such as a death certificate and sometimes probate. We work with mobile home title specialists to get it done.

What does it mean to retire a mobile home title?

Retiring the title makes the home part of the land, so it’s sold with the deed instead of a DMV title. In Florida, you can only do this if the same person owns the home and the land and the home is permanently attached.

Can you sell a mobile home built before 1976?

Yes, but it’s hard to sell to buyers who need a loan, because most lenders won’t finance homes built before HUD standards started on June 15, 1976. Cash buyers like us can still buy it.

Does the park have to approve the buyer?

Usually, yes. Under Florida Statute 723.059, the buyer must meet the park’s rules, but the park can’t unreasonably refuse. If approval doesn’t come five days before closing, the buyer can cancel.

Do I pay any fees or commissions?

No. There are no fees and no commissions when you sell to us, and we cover the closing costs.

Do you buy mobile homes that need major repairs?

Yes. Soft floors, roof leaks, old plumbing, and homes that need to be replaced are part of what we buy. We price the repairs into our offer, so you don’t fix anything first.

Ready to Sell Your Mobile Home?

Tell us about your home, or call us at 866-392-2177 We’ll look at your situation, give you a fair no-obligation cash offer, and tell you honestly whether another option might be better for you.